Privacy Policy

1. Who We Are

DAMIT HOMES LIMITED (CRO No. 760253), registered in Ireland, operating as TOB Liquidity, is a proprietary trading firm. Our registered office is at Colliemore House, Coliemore Road, Dalkey, Dublin, Ireland.

For data protection queries, contact us at [email protected].

2. Data We Collect

When you register for an account on this platform, we collect:

• Full name — to identify your account
• Email address — for account authentication and email verification
• Company name — to identify the institutional entity you represent (optional)
• Password — stored as a one-way cryptographic hash; we never have access to your plaintext password

We do not collect payment information, identity documents, or sensitive personal data.

3. How We Use Your Data

We process your personal data for the following purposes:

• Account management — creating, authenticating, and maintaining your platform account
• Email verification — confirming ownership of the email address provided at registration
• Platform access — providing access to the TOB Liquidity partner portal and API documentation
• Security — detecting and preventing fraudulent or unauthorised access

4. Legal Basis for Processing

• Contract performance (Article 6(1)(b) GDPR) — processing your name and email is necessary to create and manage your account and deliver the services you requested.
• Legitimate interests (Article 6(1)(f) GDPR) — security monitoring and fraud prevention are in our and your legitimate interest.

5. Data Retention

We retain your personal data for as long as your account is active. If you request account deletion, we will erase your personal data within 30 days, except where retention is required by applicable law.

6. Third-Party Processors

We share data with the following third-party processors solely to deliver our services:

• Twilio SendGrid — email delivery for account verification and notifications. SendGrid processes your email address on our behalf under a data processing agreement. See SendGrid's Privacy Policy.
• DigitalOcean — cloud hosting and database infrastructure. Your data is stored on servers within the EU under DigitalOcean's data processing agreement.

We do not sell or share your data with any third parties for marketing purposes.

7. Your Rights

Under GDPR, you have the following rights in relation to your personal data:

• Right of access — request a copy of the personal data we hold about you
• Right to rectification — request correction of inaccurate data
• Right to erasure — request deletion of your data where no legal obligation requires retention
• Right to restriction — request that we restrict processing of your data
• Right to data portability — receive your data in a structured, machine-readable format
• Right to object — object to processing based on legitimate interests

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

8. Right to Lodge a Complaint

If you believe we have processed your personal data unlawfully, you have the right to lodge a complaint with the Data Protection Commission (DPC), the Irish supervisory authority:

• Website: dataprotection.ie
• Phone: +353 57 868 4800

9. Cookies

We use cookies solely for platform functionality (session management and CSRF protection). See our Cookie Policy for full details.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be communicated via the platform or by email. The "last updated" date at the top of this page reflects the most recent revision.